Accident Insurance

COVERAGE FOR THE UNEXPECTED

Accident Insurance for Life’s Unpredictable Moments

Accidents can happen at any time, and the costs associated with recovery can add up quickly. Accident insurance helps by providing financial support for medical expenses, lost income, and other costs following an unexpected injury. Local Insurance Guys offers plans to help you stay prepared.

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Immediate Cash Benefits

Accident insurance provides cash benefits that can be used right away for medical bills, treatment costs, or household expenses, ensuring you have financial support when you need it most.

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Coverage for a Variety of Injuries

Whether it’s a broken bone, sprain, or more serious injury, accident insurance covers a wide range of incidents, giving you peace of mind during recovery.

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Affordable Premiums

Accident insurance is an affordable way to protect yourself and your family from unexpected financial strain following an injury. Our plans are designed to fit within your budget.

Answers to Help You Plan Ahead.

  • What types of injuries are covered by accident insurance?

    Accident insurance typically covers injuries like fractures, sprains, burns, and concussions, as well as emergency room visits.


  • How does accident insurance pay out?

    Accident insurance provides a cash benefit that you can use for medical bills or other expenses related to your injury.


  • Can I combine accident insurance with other types of insurance?

    Yes, accident insurance can complement your health or disability insurance to provide additional financial protection.