Short-Term Plans

TEMPORARY COVERAGE, LONG-TERM BENEFITS

Short-Term Health Insurance for Transitional Periods

Whether you're between jobs or need temporary coverage, our short-term health plans provide flexible, affordable protection. At Local Insurance Guys, we help you find a short-term plan that offers the coverage you need without the long-term commitment.

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Flexible Duration

Short-term plans offer flexibility in coverage length, allowing you to choose a plan that fits your needs, whether it’s for a few weeks or several months.

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Affordable Rates

Short-term plans tend to have lower premiums than traditional plans, making them a cost-effective solution during transitional periods when full coverage isn’t necessary.

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Quick Enrollment

Get covered quickly with our short-term plans, with minimal waiting periods and straightforward enrollment. You can have coverage in place within days.

Answers to Help You Plan Ahead.

  • Who should consider a short-term health plan?

    Short-term health plans are ideal for those between jobs, waiting for other coverage to begin, or needing temporary protection.


  • How long can I keep a short-term plan?

    These plans typically last up to 12 months but can vary depending on the state and provider.


  • What is covered under a short-term plan?

    Short-term plans often cover doctor visits, emergency care, and prescriptions, but coverage varies by plan.