Long-Term Care Insurance

SUPPORT FOR THE FUTURE

Comprehensive Long-Term Care Insurance for Extended Needs

Long-term care insurance helps cover the costs of care you may need as you age or if you develop a chronic illness. Local Insurance Guys provides plans that ensure you’re financially prepared for the future, whether you require in-home care or a stay in a care facility.

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Coverage for In-Home and Facility Care

Our long-term care insurance plans cover a wide range of services, from in-home assistance to full-time care in a nursing home or assisted living facility. This flexibility ensures you receive the right care where and when you need it.

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Financial Protection for You and Your Family

Long-term care can be expensive, but with proper insurance, you can ease the financial burden on yourself and your loved ones. Our plans are designed to cover the high costs of extended care.

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Customizable Plan Options

 We offer customizable plans so you can choose the coverage that best fits your future needs and budget. From daily benefit amounts to the length of coverage, we provide options that align with your goals.

Answers to Help You Plan Ahead

  • What does long-term care insurance cover?

    Long-term care insurance covers services such as home health care, nursing home stays, and assisted living, depending on the plan

  • When should I purchase long-term care insurance?

    It’s generally recommended to purchase long-term care insurance in your 50s or early 60s, before you might need care, to lock in lower premiums.

  • Does Medicare cover long-term care?

    Medicare only provides limited coverage for long-term care, which is why long-term care insurance is a smart way to plan for extended care needs